Special Events Insurance

Things happen. We want to help you be protected from the unexpected. Obtaining event insurance is important for anyone organizing an event, especially one where alcohol is served. It’s important for you to not assume that the event venue has it covered. They might have coverage for damage to their venue, but that won’t cover liability on your end. It never hurts to be insured on both sides, so you can party worry-free. Lawsuits from events can be expensive and insurance will help make sure you are not held responsible for the costs. Your insurance can protect you from property damage and personal injury situations. Rental venues can often require you to have your own insurance for liability in case of property damage caused by you or your guests or injury incidents. 

The beauty of event insurance is that it covers you for far more than alcohol-related issues. Even if you’re having a birthday party with just cake and ice cream, you can obtain this coverage for peace of mind that should something unexpected occur, everything will work out just fine. You should be spending your time enjoying your event, not worrying about the what ifs. That’s why we make buying special gathering and event insurance quick and easy. Start by getting a quick quote.

Heads up! Most event insurance policies will exclude fireworks.

You can purchase special gatherings and events insurance for tons of different gatherings, like:

• Banquets

• Car shows

• Baby showers

• Birthday parties

• Weddings

• Graduation parties

• Reunions

• Barbeques

• Holiday parties

• Auctions

• Concerts

• And more

Even if your event type is not listed, talk to our Insurance Store Specialists by phone or email. They’re close by and ready to help.

The cost of your policy depends on a few different event specific factors, including:

• What type of event you are hosting

• The venue

• How many guests you will have

• How much liability coverage you want, or your venue requires 

• Whether alcohol will be consumed at your event

You can get a free, no hassle quote from Insurance Store that aligns to your event needs.

To get the best price and the right coverage, we’ll need some basic information about you, your venue and the event. It’s okay, they’re not super hard questions or anything.

Questions may include:

• Where is your event taking place?

• What is the date of your event?

• How many guests will be at your event?

• Will alcohol be consumed at your event, and served by a qualified server?

If you need to file a claim, it’s okay, don’t worry, we’ll do it with you. We know accidents and claims happen, we’ve seen and heard it all. As your insurance partner and advocate, we will help you through it. Call us at 1-833-745-0299 and we’ll be here to help you navigate the situation, 24/7.